Agenda
Sunday, October 26th |
9:00am-12:00pm |
Fair Lending Essentials
(Additional Fee) |
12:00-1:00pm |
Lunch |
1:00-4:00pm |
CRA Essentials
(Additional Fee) |
6:00-8:00pm |
Welcome Reception |
Monday, October 27th |
7:30-8:15am |
Breakfast |
8:15am |
Welcome |
8:15-9:00am |
Keynote Address: Sandra Braunstein, Director, Division of Consumer and Community Affairs, FRB |
9:00-10:30am |
Washington Update |
10:30-10:45am |
Break |
10:45-12:00pm |
2007 HMDA Data: Identifying Trends and Potential Regulatory Concerns |
12:00-1:00pm |
Feed Your Mind Brainstorming Lunch |
1:00-2:15pm |
Subprime Soup to Nuts: Regulatory Response, Litigation and Implications for the Future |
2:15-2:30pm |
Break |
2:30-4:15pm |
Payday Lending: A Financial Option or Predatory Product |
How will Lenders Fulfill their CRA Lending Requirements in Today’s Environment? |
4:15-5:30pm |
The Banks “Other” Regulators: Fair Lending Enforcement by HUD, the FTC and the DOJ |
6:00-9:00pm |
Party – An Evening of Continued Networking
|
Tuesday, October 28th |
7:30-8:30am |
Sponsored Breakfast |
Sponsored Breakfast |
8:30-9:30am |
Financial Literacy |
9:30-9:45am |
Community Impact Awards Ceremony |
9:45-10:00am |
Break |
10:00-11:45am |
The Future of CRA |
11:45am-1:00pm |
Lunch |
1:00-2:15pm |
Fair Lending Pt. 1: Performing Comparative File Matched-Pair Analysis in Mortgage Lending |
CRA Services Test: First Get the Footprint Right, Then Determine What Qualifies |
2:15-3:30pm |
Fair Lending Pt 2: Pricing Regression |
How to be a Local Hero: Joining Forces with Community Contacts to Construct your Community Development |
3:30-3:45pm |
Break |
3:45-5:00pm |
Analyzing Your CRA and Fair Lending Risks during Mergers and Acquisitions
|
Establishing a Risk Assessment Program – Getting the Data you Need to Prepare for Today’s Fair Lending Exam |
Wednesday, October 29th |
8:00-9:15am |
Breakfast |
9:15-10:30am |
What you Need to Know about Fair Lending While Preparing for your CRA Exam? |
Red Flags and Beyond… the Evolving World of Identity Theft |
10:30-10:45am |
Break |
10:45am-12:00pm |
Mortgage Loan Scams |
12:00pm |
Colloquium Ends |
|
Monday, Oct 27, 1:00 – 2:15pm
Subprime Soup to Nuts:
Regulatory Response, Litigation and Implications for the Future
The meltdown of the subprime mortgage lending industry has resulted in enhanced regulatory scrutiny and an onslaught of litigation against mortgage brokers and lenders. In reaction to the rise in foreclosures, we can expect to see new legislation and regulations which will create additional complexity and undoubtedly more litigation. Join this panel as they update us on the latest industry developments, including litigation initiated by cities and states against lenders for "predatory" or "unfair" lending and more.
Tuesday, Oct 28, 3:30 – 4:45pm
Establishing a Risk Assessment Program– Getting the Data you Need to Prepare for Today’s Fair Lending Exam
With the number of fair lending exams on the rise and increasing scrutiny lending practices must be void of even an appearance of disparate treatment, especially disparate treatment based on race, gender and ethnicity. A solid prevention method is the fair lending risk assessment – however, getting the essential data to perform a through risk assessment is not easy. In addition to HMDA data you will need to collect credit score, debt to income ratio, loan to value ratio, and more. Join this panel of experts who will share advice on the best way to aggregate and analyze this data. Given the onset of the subprime mortgage financial crisis in 2007, and the political landscape that lies ahead, now is the time to do a risk assessment and position your organization to strategically manage the compliance risks.
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